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银行现行贷款一年期年利率是:6.00%贷5万,一年应还利息:50000×6.00% = 3000.00(元)参照一下银行贷款利率:http://www.icbc.com.c/ICBC/%E9%87%91%E8%9E%8D%E4%BF%A1%E6%81%AF/%E5%AD%98%E8%B4%B7%E6%AC%BE%E5%88%A9%E7%8E%87%E8%A1%A8/%E4%BA%BA%E6%B0%91%E5%B8%81%E8%B4%B7%E6%AC%BE%E5%88%A9%E7%8E%87%E8%A1%A8/